Looking for a Monarch alternative?

Monarch is where many households landed after Mint: everything connected, a partner on the same account, budgets that flex by category or by group, and goals and net worth in one place. If you're there and looking around, remember that we make a budgeting app of our own. Here's what Monarch gets right first.

What Monarch gets right

One place for the whole picture: accounts, cards, loans, investments and real estate connected through a very large set of institutions, a partner or a financial professional on the same books at no extra cost, budgets by category or by group, goals, recurring detection and reports. For a household that wants to see everything and share it, that's the list.

Looking back, looking ahead

Price is a common reason. The feed is another: in Forbes Advisor's 2026 testing, bank syncing and connectivity dominated the negative reviews across the category, and a picture built on connections is only as whole as they are that day.

The third is direction. Tracking shows what happened, and a budget is for what happens next. A feed of the past can't hold the payment plan you signed yesterday or the raise that starts in March.

What to ask of the next app

Keep what matters: budgets by category with rollover, goals, net worth, the whole picture on one screen. Then ask for the forward view: a calendar with money that hasn't moved yet on its date and a running balance for each day, built from the bills and paychecks you've told it about.

And decide what you want to hand over. An app that never holds your bank credentials is a different trade, one to know about before the next reconnection.

Net worth without a feed

The Accounts and Safety page in a 1440 pixel window with the sidebar open. Assets, liabilities and net worth across the top, then a sentence saying the primary account is where the Command Center, Budgets and Scenarios open, then a portfolio overview line and an Add New Account button, then three account cards side by side, the first carrying a PRIMARY chip.The Accounts and Safety page in a 1440 pixel window with the sidebar open. Assets, liabilities and net worth across the top, then a sentence saying the primary account is where the Command Center, Budgets and Scenarios open, then a portfolio overview line and an Add New Account button, then three account cards side by side, the first carrying a PRIMARY chip.
The Accounts page: assets, liabilities and net worth across the top, a card per account below. Live capture, demo data.

Forecast Commander is a complete budgeting app: assets, liabilities and net worth across the top of the Accounts page, budgets by category or by paycheck, goals funded from more than one account, a payoff planner, and the calendar with a sentence above it saying how long you stay above your floor and when your balance is lowest.

Nothing connects to your bank. You type what you know, and a statement file finds the bills that repeat.

If a connected picture shared with a partner is what you need most, Monarch does that well, so keep it. If it's the month ahead you're after, this is how it looks here.

Start your 35-day trial

You can try it for 35 days with no card, and your accounts are on the page in five minutes. Read the Accounts guide.

More from Learn